Editorial Review From Booklist

Anyone who has ever been turned down for a loan as well as anyone with an extensive credit history should read this guide. It spells out clearly and succinctly how to obtain copies of your credit report, how to read different bureaus' reports, and how to fix what's wrong. Sample letters are given throughout each stage, from writing credit bureaus for your complimentary annual report to writing a cease-communication letter to collection agencies. A multitude of appendixes give everything from credit-bureau addresses to simple explanations of such complex pieces of legislation as the Consumer Credit Protection Act and the Fair Credit Billing Act. With this guide in hand, reading your credit report and correcting errors will never again seem like impossible tasks. Caroline Andrew

Editorial Review

Credit Repair Made Simple provides the reader with the secrets bankers and credit bureaus have known for years. The factors that influence your credit profile that is used in evaluating loan applications. This book exposes all the known factors used in determining a person's credit score and offers tips the reader can use to enhance one's credit profile.

Editorial Review From The Author

Repairing your credit and coping with your debt are the two most important things you can do to improve your financial life. This book helps you repair your credit rating using simple explanations and easy to use forms. Information is provided about budgeting, obtaining your credit report, reading it and m aking changes to it, dealing with collectors, understanding your rights under federal law, tips for reducing your overall debt and suggestions for avoiding debt problems in the future.

For the approximately three million consumers who are refused credit each year because of inaccurate, incomplete or out-of-date information in their credit files; the nearly four million who have filed for bankruptcy in the past five years; and those whose credit has been damaged by money troubles, The Credit Repair Kit offers the information needed to correct and rebuild credit histories.

Editorial Review Book Description

It's easy to get a credit card-which means it's just as easy to rack up a ton of debt. But paying off these debts doesn't have to begin with a trip to the credit counselor. There are plenty of ways in which someone can lessen their debt on their own-they just need to learn how to break the vicious credit cycle. fastread Getting Out of Debt teaches just that.

Editorial Review From Readers

Shaun Aghili's "The No Nonsense Credit Manual" is by far the best do-it-yourself credit repair guide I've come across. He shares with his readers his own experience with credit disaster and the mistakes he made along the way. This book offers not only advice on getting yourself out of debt and cleaning up your credit, it also provides you with sample letters to send to creditors and credit bureaus for various situations. I found this book to be easy to understand and full of excellent advice. Whether you find yourself in "credit hell" or want to simply more knowledgeable about credit issues, this work is good reading.