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- 0% APR on purchases and balance transfers for 6 months
- No Annual Fee
- Option to carry a balance
- Earn one INSIDE(SM) Rewards point for virtually every eligible dollar you spend, whether you're in Los Angeles or not
- Earn double INSIDE Rewards points on city essentials like dining, cell phone service, gym memberships, and more
- Points have no expiration date, there's no limit to the number of points you can earn, and you can redeem points for rewards in Los Angeles, Chicago, and New York
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